The current cost of living is pushing more people into poverty, with almost 68% of low income...
Financial exclusion
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01/05/2020
The coronavirus (COVID-19) has had a proportionally higher impact on the most deprived areas
A new Office for National Statistics release has compared the Covid-19 death rates in England and also in Wales finds that the mortality rate in the most deprived areas is around twice as high as in the least deprived areas.
Category: News stories -
08/12/2017
The centrality of poverty
Poverty as measured by material deprivation through lack of economic resources remains absolutely central to understanding the causation of most aspects of social exclusion and a range of social outcomes, concludes the 2nd of the two-volume PSE-UK study.
Category: Articles -
27/03/2014
Paying bills a struggle for 1 in 8 in Wales
As many as one in eight people in Wales are finding it a 'constant struggle' to keep up with their bills, according to the latest findings from the National Survey of Wales.
The National Survey collects detailed information on the views and experiences of people across Wales on a wide range of topics, involving face-to-face interviews with around 14,500 people a year. The latest report, for 2012-13, focuses on the issue of financial inclusion.
Category: Reports -
01/01/2014
300,000 poor people ‘paying to use cash machines’
More than 300,000 of Britain's poorest people live at least one kilometre from a free-to-use cash machine, according to a report in the Guardian newspaper. Figures obtained by the paper from the Link network, the body responsible for running the network of cash machines (ATMs), show there are 269 low-income areas lacking a free machine within a one kilometre radius.
The data raises questions about whether people living in the most disadvantaged areas can obtain cash without paying a fee, according to the paper. 'Cash machine deserts' mean people face a fee ranging from 75p to £10 to retrieve their money via an ATM. The data shows that 150,000 of the most financially excluded people are in south Wales, and in the north-west and north-east of England.
Category: News stories -
04/10/2013
Vulnerable families ‘struggling to afford beds’
Some of the UK’s most vulnerable families are struggling to afford essential household items such as fridges and beds due to a ‘poverty penalty’, says a new report from the campaign group Family Action.
The report is based on online polling by YouGov, designed to find out what people consider to be the main spending pressures and unexpected costs of moving to and setting up a new home or maintaining an existing one. 2,338 adults were surveyed between 28 and 30 August 2013.
Category: Reports -
02/09/2013
School-based financial education: will it make a difference?
Julia Kukiewicz asks if school-based education will actually increase financial literacy and how much real help will it offer those struggling on low incomes.
Category: Articles -
25/07/2013
Financial problems affect nearly 2 in 5 households
As many as 12 per cent of households are finding it difficult to manage financially, and a further 27 per cent are 'just about getting by', according to the first in a series of five annual reports on financial inclusion from Birmingham University researchers.
Category: Reports -
04/07/2013
Alternative financial help in the crisis
In principle, credit unions and time banks could have provided an alternative source of financial support during the crisis. But, as Dr Lee Gregory shows, that has not really happened.
Category: Articles -
07/06/2012
Access to Public and Private Services in the PSE Survey
This paper presents indicators relating to public and private services, focusing particularly on services relating to health, services for specific groups such as elderly, disabled and young people and public transport. Although many such services are ostensibly ‘universal’, both the quality and the quantity of services are typically lower in poor areas, and families in poverty may face additional barriers when accessing services. This paper argues that there is a need for some innovation in the public and private service questions on the PSE survey due to the changing nature of public service provision.
Category: Methods development
